Drive into the New Year with Cois Sionna Desmond Credit Union’s limited-time car loan offer

As we approach 2026, Cois Sionna Desmond Credit Union is delighted to remind members that the Limited-Time Car Loan Rate of 3.9% is once again available to members.

Cois Sionna Desmond Credit Union understands that buying a new car is a major decision — one that requires trust, transparency, and flexibility. That’s why our new car loan offer comes with a highly competitive interest rate, straightforward terms, and the personal service our members have come to rely on.

This limited-time rate is available exclusively for the purchase of new vehicles and provides an excellent alternative to dealer finance.

Why borrow from Cois Sionna Desmond Credit Union?

Unlike many financial institutions, we put our members first — not profits. Every loan application is considered on its own merits, and decisions are made locally by people who understand your needs and circumstances.

With no hidden fees, no early repayment penalties, and the reassurance that your repayments go back into supporting the local community, borrowing from your credit union is borrowing from people you can trust.

In addition, all our car loans come with the benefit of free loan protection insurance (Ts & Cs apply), giving you and your loved ones extra peace of mind. Our flexible repayment options also mean you can tailor your loan to suit your budget and lifestyle.

Declan Benson CEO Cois Sionna Desmond Credit Union

Declan Benson CEO Cois Sionna Desmond Credit Union said:

“At Cois Sionna Desmond Credit Union, we are proud to support our members in achieving their goals — whether that’s purchasing a family car, upgrading to a greener vehicle, or simply gaining the independence that comes with owning your own car.

“Our limited-time car loan rate reflects our ongoing commitment to delivering real value to our members. We invite anyone considering a new car in 2026 to talk to us first — you may be pleasantly surprised by what we can offer. Over the past year we financed 840 members Car Loans to the value of €10 Million.”

To learn more about this Limited-Time Car Loan Rate, contact our friendly team today on 061-392237 or visit our website at www.csdcu.ie

Let Cois Sionna Desmond Credit Union help you start 2026 in the driver’s seat — with a loan that’s built around you.

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